THE ACCURACY OF THE KGM Canadian Mortgage Calculators INFORMATION, DEFINED BELOW, AND ITS APPLICABILITY TO YOUR CIRCUMSTANCES IS NOT GUARANTEED. Your mortgage documentation will ultimately be determined by the calculations issued by the underwriter of your mortgage.

Use of the KGM Canadian Mortgage Calculators web site and/or the KGM Canadian Mortgage Calculators Information licensed by other companies for use on their web sites ("Licensees' Web Sites") is covered by the following terms and conditions. By using the KGM Canadian Mortgage Calculators web site and/or the KGM Canadian Mortgage Calculators Information, you, the site visitor agree to the following terms and conditions.

1.Your use of the KGM Canadian Mortgage Calculators Information is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of all KGM Canadian Mortgage Calculators Information. Visitors of this web site should seek professional financial and legal assistance and shall not rely on the KGM Canadian Mortgage Calculators Information.

2. All KGM Canadian Mortgage Calculators Information is provided "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. The KGM Canadian Mortgage Calculators Information contains statements and statistics that have been obtained from sources believed to be reliable, (including, but not limited to, information originated by KGM Canadian Mortgage Calculators, licensed by KGM Canadian Mortgage Calculators from information providers, or gathered by KGM Canadian Mortgage Calculators from publicly available sources), but are not guaranteed as to accuracy, completeness, timeliness, or correct sequencing. Nor does KGM Canadian Mortgage Calculators guarantee uninterrupted or error free information, or the security of this web site or that of the stored visitor data, or that any information, software, or other material
accessible from or related to the KGM Canadian Mortgage Calculators Information is free of viruses, worms, or other harmful components.

3. KGM Canadian Mortgage Calculators shall not be liable under any circumstances for lost profits, lost business, loss of business reputation, or any direct, indirect, incidental, special, punitive or consequential damages, whether foreseeable or not,
that result in any way from your use, non-use or reliance upon the KGM Canadian Mortgage Calculators Information, or that result from mistakes, omissions, interruptions or deletions of files, errors or defects in the KGM Canadian Mortgage
Calculators Information, delays in operation, transmission or failure of performance. If you are dissatisfied with any KGM Canadian Mortgage Calculators Information, your sole and exclusive remedy is to discontinue using the KGM Canadian
Mortgage Calculators Information. Neither KGM Canadian Mortgage Calculators nor the information providers shall have any liability, contingent or otherwise for the accuracy, completeness, timeliness, or correct sequencing of the KGM Canadian
Mortgage Calculators Information or for any decision made or action taken by you in reliance upon the KGM Canadian Mortgage Calculators Information or for interruption of any data, information, or other aspect of the KGM Canadian Mortgage Calculators web site. Neither KGM Canadian Mortgage Calculators nor its information providers make any representations about the suitability of the KGM Canadian Mortgage Calculators Information, software, products, or services contained in KGM Canadian Mortgage Calculators web site or Licensees' Web Sites.

4. The KGM Canadian Mortgage Calculators Information is provided to you solely for your own informational purposes. You may not sub-license, resell, republish (including internet posting, electronic mailing, faxing, archiving in a public database, redistributing via a computer network, or in a printed form to third parties), reproduce, retransmit, disseminate, sell, broadcast, commercially exploit, or circulate the KGM Canadian Mortgage Calculators Information without the express written consent of KGM Canadian Mortgage Calculators. Nor may you use the KGM Canadian Mortgage Calculators Information for any unlawful purpose.

5. You may use the KGM Canadian Mortgage Calculators Information for the promotion of your business so long as you adhere to section 4.

6. KGM Canadian Mortgage Calculators, its licensors, or information providers are the sole and exclusive owners of all right, title and interest, including trademarks, copyrights, patents, trade names, trade secrets and other intellectual property rights, in the KGM Canadian Mortgage Calculators Information. You may not copy, modify, adapt, reproduce, translate, reverse engineer, decompile, disassemble, sublicense or assign any aspect of the KGM Canadian Mortgage Calculators Information
accessed via this service. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any KGM Canadian Mortgage Calculators trade name or mark or service name or mark that is similar or confusingly similar to the KGM Canadian Mortgage Calculators trademarks.

7. This Agreement shall for all purposes be governed, interpreted, construed and enforced in accordance with the law of the Province of Ontario, Canada. You hereby agree that the courts located in Toronto, Ontario, Canada shall constitute the sole
and exclusive forum for the resolution of any and all disputes arising out of or in connection with the use of the KGM Canadian Mortgage Calculators Information or the KGM Canadian Mortgage Calculators web site and you hereby consent to the jurisdiction of such courts and irrevocably waive any objections thereto. Regardless of where you access KGM Canadian Mortgage Calculators Information, you agree to comply with all applicable laws of Canada, including those regarding the export of data. You are also responsible for complying with all other laws, rules and regulations that may be applicable to your use of the KGM Canadian Mortgage Calculators Information.

8. KGM Canadian Mortgage Calculators may deny you access to all or part of this service without notice if you engage in any conduct or activities that KGM Canadian Mortgage Calculators believes in its sole and absolute discretion violates applicable law or any terms of this web site.

9. You agree to indemnify, defend, and hold harmless KGM Canadian Mortgage Calculators, its affiliates, and their respective officers, directors, shareholders, members, agents, representatives, employees, successors and assigns for, from and against any and all liabilities, costs and expenses (including reasonable attorneys' fees), related to any violation of the terms and conditions by you or authorized users of your account.

10. If any portion of the terms and conditions is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable laws as nearly as possible to reflect the original intentions of the parties and the remainder of the provisions shall remain in full force and effect.

11. KGM Canadian Mortgage Calculators failure to insist upon or enforce strict performance of any provision of the terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the terms and conditions.

12. KGM Canadian Mortgage Calculators reserves the right in its sole discretion to change, modify, add or remove these terms and conditions in whole or in part and at any time.