This Privacy Policy
is applicable to the web site located at www.kgmcalculators.com
The purpose of this Privacy
Policy is to disclose to you what information we may
collect, how we may collect it, with whom we may share
it and certain other matters related to such information
including the choices you have regarding our collection
of information and our use and disclosure to other
parties of information we may have collected from
you.
“ Personal information
“ means any information, recorded in any form,
about an identified individual, or an individual whose
identity may be inferred or determined from the information.”
Please read the following
to learn more about our data collection policies and
practices. |
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Types
Of Information That May Be Collected
KGM Canadian Mortgage Calculators will NOT sell any of your
personal information to any person or organization.
We will collect your IP Address.
An IP Address being a number that is automatically assigned
to your computer whenever you access the Internet.
Personal Information such
as your user ID and password, name, email address, telephone
number, physical address, postal code or other information
may be collected via online forms that you consent to submit
to the site.
When you open emails from
the site, we may receive a confirmation noting that you
opened the email and if you clicked on any of the links
contained in such email. We also may keep track of what
emails we send you.
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How
Information May Be Collected
We may collect information from you in several different areas
on the site including but not limited to those described below:
Cookies:
This site uses standard
technology called “ cookies “, which are small
data files that are transferred to your computer when you
allow your browser to accept cookies. Cookies automatically
identify your web browser to the site whenever you visit
the site and make using the site easier for you by saving
your user ID, preferences and other convenient site usage
information. By tracking how and when you use the site cookies
help us to determine which areas are popular and which are
not. Many improvements and updates to the site are based
on data obtained from cookies. If you do not want to allow
information to be collected through the use of cookies you
can generally opt out of providing this information by turning
the cookies off in your browser.
IP Addresses:
We will collect IP
Addresses for purposes of system administration. Our computers
identify your computer by its IP Address.
Registration:
You will be asked to
complete a registration form which will provide us with
personally identifiable information and you will be asked
to choose a user ID and password in order to access the
secured sections of the site.
Newsletters and Site Emails:
We may offer newsletters
and other email communications to share information with
you about matters relevant to the site. You may cancel this
form of communication by following the instructions provided
in the designated area of certain newsletters or emails.
Surveys:
From time to time we
may request personally identifiable information from you
via surveys. Participation is voluntary and you will have
the opportunity to decide whether or not to disclose information.
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| How
We Use The Information Collected KGM
Canadian Mortgage Calculators owns the information collected
by the site. As applicable the information you provide to
us may be used to:
- Contact
you about the site.
- Contact you relating
to your membership status.
- Monitor or improve the
use of the site.
- Customize the content
you see.
- Monitor compliance with
our site Terms Of Service.
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With
Whom The Information May Be Shared
Your personally identifiable
information will be shared with no one.
Your personally identifiable
information, should you choose to submit it, will be collected
by KGM Canadian Mortgage Calculators for the sole purpose
of registering your request for access to the KGM Canadian
Mortgage Calculators.
Legal Process:
In the event we are required to respond to subpoenas, court
orders or other legal process your personally identifiable
information may be disclosed pursuant to such subpoenas,
court order or legal process which may be without notice
to you.
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Links
To Other Web Sites
You should be aware that when you are on the Site you could
be directed to other sites beyond our control. For example,
if you “click” on a link the “click”
may take you off the site and onto another web site. This
includes links from advertisers, sponsors and partners that
may use the site logo as part of a co-branding agreement.
These other web sites may send their own cookies to you, independently
collect data or solicit personally identifiable information
and may or may not have their own published privacy policies.
If you visit a web site that is linked to our web site you
should consult that sites privacy policy before providing
any personally identifiable information.
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Security
The site incorporates
reasonable safeguards to protect the security, integrity,
completeness, accuracy and privacy of the personally identifiable
information that we may collect and we have put into place
reasonable precautions to protect such information from loss,
misuse and alteration. Your credit card number is encrypted
via Secure Socket Layer (SSL) and is stored behind a firewall.
Only those employees who need access to your information in
order to do their jobs are allowed access. Our security policies
are reviewed periodically and revised as required.
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Notification
Of Changes And Your Acceptance Of The Privacy Policy
By using this site you signify your agreement to the terms
of this privacy policy. KGM Canadian Mortgage Calculators
may update this policy. We will notify you about significant
changes in the way we treat personally identifiable information
by sending a notice to the email address associated with your
account or by placing a prominent notice on the site. Your
continued use of the site shall constitute your acceptance
of such revised privacy policy.
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Correcting/Updating
Personal Information
If your personally identifiable information changes or if
you no longer wish to access our site we provide various ways
to edit personal data you have provided to us: Update
your account information: Login to your appropriate account.
Edit Profile.
Email Customer Service: http://www.kgmcalculators.com/contactus.htm
If you have any questions
about this privacy policy or the privacy practices of this
site you can email your question to Customer Service using
the link above or you can contact us by mail at:
KGM Canadian Mortgage Calculators
1 Yonge Street Suite 1801
Toronto, Ontario
M5E 1W7
Canada
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